Cheque discounting, also known as cheque cashing or cheque factoring, is a financial service that allows businesses in Taichung to receive immediate cash for their cheques before the due date. This service is particularly popular among small and medium-sized enterprises (SMEs) in Taichung, as it provides them with quick access to funds to meet their working capital needs.
In Taichung, cheque discounting is typically offered by financial institutions such as banks and non-bank financial companies. These institutions buy the cheques from businesses at a discount, usually ranging from 1-3% of the cheque amount. The discount rate is determined by factors such as the creditworthiness of the business, the cheque amount, and the due date of the cheque.
One of the key benefits of cheque discounting in Taichung is that it provides businesses with immediate cash flow without having to wait for the cheque to clear. This can be especially useful for businesses that are facing cash flow problems or need funds urgently for business expansion or investment. Moreover, cheque discounting is a quick and hassle-free process, which means that businesses can access funds within a short period of time.
However, it is important for businesses in Taichung to carefully consider the cost of cheque discounting before availing of this service. While cheque discounting provides immediate cash, the discount rate can be relatively high compared to other forms of financing. Therefore, businesses should weigh the benefits and costs of cheque discounting and consider whether it is the most cost-effective option for their financing needs.
In conclusion, cheque discounting is a valuable financial service for businesses in Taichung that need immediate cash flow. By understanding how cheque discounting works and carefully evaluating its costs and benefits, businesses can make informed decisions about whether to avail of this service to meet their financing needs.
中時財知道》蘋果Siri再進化！功能逼近鋼鐵人AI助理賈維斯？！
在蘋果全球開發者大會WWDC 2024上，蘋果公司正式推出了全新的人工智慧系統Apple Intelligence。這一新系統讓Siri大翻身，功能接近電影《鋼鐵人》中東尼·史塔克的AI助理賈維斯（JARVIS）。蘋果新版的Siri不僅在功能上大幅提升，還與OpenAI合作，整合了最新的ChatGPT-4o技術。這使得Siri能夠更自然地與用戶進行對話，理解更豐富的語言，不再經常答非所問。
在新版Siri的演示中，通過自然語言處理技術，Siri能夠輕鬆地處理日常瑣事。例如，當用戶詢問明天某地的天氣時，即使中途更改問題，Siri也能快速反應，給出準確答案。此外，Siri還可以自動建立日曆，記錄個人行程，並能在不同應用程式之間無縫切換，為用戶提供便利。
蘋果在WWDC上強調，Apple Intelligence絕大部分運算都是在設備端處理，當需要大量運算時才會啟用Private Cloud Compute。這確保了數據不會被儲存在伺服器上，蘋果也無法取得這些數據。蘋果還推出了AI隱私的全新標準，包括你的資料永不保留、只用於你請求的用途和可驗證的隱私承諾，並允許第三方檢驗。即使與ChatGPT功能串接，蘋果仍然保證用戶隱私優先。所有傳輸到ChatGPT的數據都會事先徵求用戶同意，並提供內建隱私保護，隱藏用戶IP地址，OpenAI也不會紀錄指令。
Apple Intelligence還帶來了一系列令人驚豔的新功能。例如，用戶可以利用AI進行文法檢查、重點標明或以不同語氣重寫文本，甚至根據文字生成相關圖片。此外，新推出的Genmoji表情符號讓用戶可以創建更加個性化的表情圖案，甚至可以將自己的樣子或朋友的樣子放入表情中，讓日常聊天更加有趣。
蘋果的最新AI系統引起了廣泛關注，OpenAI的CEO奧特曼也出席了此次開發者大會。然而，特斯拉執行長馬斯克卻表示反對，認為蘋果在安全和隱私保護上存在隱患。
本篇文章引用自此: https://www.chinatimes.com/realtimenews/20240620000006-260412
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